How long would it take if I applied for a Citi credit card today?

Asked on: 7/27/2025

This question has been asked1times.

Approval for a Citi credit card typically takes 7-10 business days, with instant decisions possible in some cases.

Estimated Duration: 7 days

When applying for a Citi credit card, the approval process usually involves a credit check and review of your financial history. Online applications may receive instant decisions, while mailed applications take longer. Once approved, physical cards arrive within 7-10 business days. Factors affecting approval time include application completeness, credit history, and verification requirements. Checking your application status online can provide updates. For faster processing, ensure all information is accurate and complete when submitting.