How long does it take to get approved for a Citi credit card?

Asked on: 7/27/2025

This question has been asked1times.

Citi credit card approval typically takes a few minutes to 7 business days, depending on verification requirements.

Estimated Duration: 7 days

Citi credit card approvals can be instant for pre-qualified applicants with strong credit, while others may require manual review (up to 7 days). Factors affecting approval time include credit score accuracy, income verification, and application volume. For faster processing, ensure your credit report is error-free and submit required documents promptly. Online applicants often receive decisions within minutes, whereas mailed applications take longer. Approval timelines also vary by card type—premium cards may involve additional checks. Post-approval, physical cards arrive in 7-10 business days. Checking application status online or via Citi’s customer service can provide updates.